KOSAMATTAM FINANCE LIMITED is e a systemically important non-deposit taking NBFC primarily engaged in the Gold Loan business, lending
money against the pledge of household Jewellery (“Gold Loans”) in the state of Kerala, Tamil Nadu, Karnataka,
Andhra Pradesh, Delhi, Maharashtra, Gujarat and Telangana along with the Union Territory of Puducherry.
Its Gold Loan portfolio as for the financial years ending on March 31, 2017, March 2016 and March 31, 2015
comprised of 5,57,478, 4,79,540 and 4,47,389 gold loan accounts, aggregating to `1,73,040.27 lakhs,
`1,31,224.42 lakhs and `1,13,692.09 lakhs which is 90.03%, 89.12% and 94.89% of our total loans portfolio as
on those dates.
Founder of the company :- Mr. Nasrani Varkey
| YEAR END 31 MARCH | 2017 | 2016 | 2015 | 2014 | 2013 |
|---|---|---|---|---|---|
| REVENUE | 35225 | 34570 | 25755 | 26187 | 23580 |
| PROFIT | 1568 | 1122 | 528 | 2644 | 3928 |
KEY INFORMATION RELATING TO ISSUE
| PARTICULAR | TERM AND CONDITON |
|---|---|
| LEAD MANAGER | VIVRO FINANCIAL SERVICES PRIVATE LIMITED |
| DEBENTURE TRUSTEE | VISTRA ITCL(INDIA) LIMITED |
| MINIMUM APPLICATION | 10NCD ; Rs.10000/- |
| FURTHER APPLICATION | IN MULTIPLE OF 1 NCD |
| SECURITY | IT IS SECURE WITH ALL FLOATING CHARGE ON MOVABLE ASSET INCULDING BOOK DEBT AND RECEIVALE, CASH AND BANK BALANCE, LOANS AND ADVANCE |